Tag Archives: new homes in clovis

Veteran’s Day Profile: Veteran Homeowner Works with De Young Mortgage to Make His Dreams Come True!

Veteran’s Day Profile: Veteran Homeowner Works with De Young Mortgage to Make His Dreams Come True!

Duty, honor, country and the rest of the ideals that have made and inspired great American Armed Forces for generations are extremely important to everyone at De Young Mortgage. As Veteran’s Day approaches, De Young Mortgage would like to pay tribute to our active military and veterans alike in honor of their service, sacrifice and commitment to our country.

De Young Mortgage is proud to have made home ownership a reality for many veterans in our community and is happy to create financing options to allow for even more new Veteran homebuyers, including Central Valley native David Agbisit, a United States Marine Corps Veteran. David, who served in the USMC from 1986-1994, just purchased his first De Young Properties home in De Young Trailside at Loma Vista, located in Clovis.

When asked what Veteran’s Day means to him, David said, “Veteran’s Day is a day to honor and recognize the men and women who signed a blank check to protect this country and its people, regardless of race, orientation, or affiliation from all enemies foreign and domestic until we are physically or mentally unable.” According to David, when it comes to his military service, he is most proud of, “Just being to serve my country and to call myself a United States Marine. I take that path to heart and will defend this country until I die.”

David and his wife, Elizabeth, worked with the De Young Mortgage Team to help provide them with a stress-free process of exploring special financing programs and selecting which path was right for them.

”Our experience with De Young Mortgage was honest, respectful and easy to work with during this process.” David said.

David and Elizabeth are excited about moving in and knowing the home is theirs, as well as meeting and making some good friends in the Trailside community.

“We would 100% recommend De Young Mortgage and De Young Properties to our family and friends.” David stated. “We chose De Young Properties because of their craftsmanship and reputation but we mainly chose them due to the fact they were the only ones to reach and to act like they cared. They’ve been 100% genuine and helpful throughout the whole process.” he added.

The professionals at De Young Mortgage are well acquainted with the Veterans Home Loan as well as the FHA, USDA and other conventional loans. Owning a De Young home has never been easier with a variety of down payment assistance programs, the team is sure to find an option suitable for almost anyone.

Whether you’re looking to purchase a home for the first time or just refinancing, our goal is to provide the same high level of service and integrity that matches the De Young name.

To learn more about a VA Home Loan or any other financing programs through De Young Mortgage, call (559) 439-9494.

Lending Limit Increases Make Fresno County Mortgages More Accessible Than Ever!

 Lending Limit Increases Make Fresno County Mortgages More Accessible Than Ever!

Affordable financing is now more accessible than ever! As of December 2017, conforming loan limits have increased throughout California, making it easier for first-time homebuyers to obtain mortgages. In Fresno County, we have seen increases in lending limits for Conventional loans, Federal Housing Administration (FHA) loans and Veterans Affairs (VA) loans, all of which are mortgage options offered by De Young Mortgage!


An affiliate of legacy homebuilder De Young Properties, De Young Mortgage is a local home mortgage broker that serves as a one-stop financing resource for not only De Young Properties customers, but all homebuyers and homeowners across our Valley. De Young Mortgage takes pride in being a reliable and reputable mortgage company, offering a full-range of quality financing options including, but certainly not limited to, the three loan types for which lending limits have increased this year: Conventional, FHA and VA loans.

So, what are each of these loans and which one might be right for you?

Conventional Mortgage Loans

A Conventional mortgage loan is a home loan that conforms to the loan limits set by the Federal Home Loan Mortgage Corporation (Freddie Mac) and the Federal National Mortgage Association (Fannie Mae), but is not guaranteed or insured by a federal government agency. If you have a strong credit score and intend to make a sizeable down payment on your home, this loan may offer a better rate, more flexibility and fewer provisions when compared to other loans!

The new Conventional mortgage lending limit for a single-family home in Fresno County is $453,100!

FHA Mortgage Loans

FHA Mortgage Loans

An FHA mortgage loan is a type of home loan backed and insured by the Federal Housing Administration. These loans have more lenient credit score and down payment requirements, designed to help low to moderate income homebuyers realize their dream of home ownership. The home of your dreams may not be far from reach with an FHA loan from De Young Mortgage!

The new FHA mortgage lending limit for a single-family home in Fresno County is $294,515!

VA Mortgage Loans

A VA mortgage loan is a type of guaranteed home loan made by private lenders to eligible veterans for the purchase of a personal home. These loans are guaranteed by the U.S. Department of Veterans Affairs. Most members of the military, veterans and National Guard members are eligible to apply for these loans, which offer competitive rates and benefits to eligible veterans! VA home loans start with $0 down programs.

The new VA mortgage loan lending limit for a single-family home in Fresno County is $453,100!

Learn More!

With increasing lending limits across Fresno County, financing your dream home is easier than ever. The professionals at De Young Mortgage are well acquainted with Conventional, FHA and VA loans, as well as other additional loan options, and are ready to use their expertise to help you choose the best program to suit your individual needs.

With years of lending industry knowledge in Fresno, your De Young Loan Officer will review your income, savings, liquid assets, FICO credit score and debt situation then evaluate the various mortgage rates and options available. In a timely manner, your Loan Officer will be able to assist you in finding the right one to suit your needs!

What are you waiting for? Take advantage of these increased lending limits while you can! To learn more, fill out the Mortgage Application Form and a De Young Mortgage Loan Officer will be in contact with you shortly to help you turn your dream of home ownership into a reality.

This is not an offer for extension of credit or the commitment to lend. All loans must satisfy company underwriting guidelines. Information is subject to change at any time and without notice.