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Unlock Savings with De Young Mortgage: Refinance Your Home & Save Big!

Refinance Your Home with De Young Mortgage

With interest rates on the decline, now is an opportune time to consider refinancing your mortgage. De Young Mortgage offers competitive rates and personalized solutions to help you save.

Potential Savings

Homeowners refinancing from higher rates to current averages could see significant monthly savings. Over the life of the loan, this equates to substantial long-term savings.

Learn Your True Purchase Power

To better understand just how much house you can afford, use our Online Mortgage Calculator to give you a quick picture of your home buying or refinance power.

Exclusive Incentives

When you finance through De Young Mortgage, you may be eligible for various incentives, including:

  • Mortgage interest rate buydown opportunities
  • Closing cost assistance
  • Customized financing packages

These incentives are designed to make homeownership more attainable and affordable.

 

Refer & Earn with De Young Properties

Know someone looking to buy a home? Our Referral Program rewards you for connecting them with De Young Properties.

How It Works

  1. Refer a friend to De Young Properties.
  2. Once they close escrow on a De Young home, you’ll receive:
  • $1,000 if you currently own a De Young home.
  • $500 if you don’t own a De Young home.

It’s that simple! Just complete the online referral form and let your friend know you’ve referred them.

Explore Our Communities

While you’re here, check out our Quick Move-In Homes and explore various communities to find the perfect fit for you or your referral.

 

Get Started Today

Whether you’re looking to refinance or refer a friend, De Young Mortgage is here to assist you every step of the way.

Call us at 559-354-9898

Visit our Contact Us page

Explore our Financing & Incentives for more information

Don’t miss out on the opportunity to save and earn rewards. Reach out to De Young Mortgage today!

De Young Mortgage Named a Best of Central California Award Winner!

We’re honored to announce that De Young Mortgage has been awarded Bronze in the Best Home Mortgage category in the Fresno Bee’s 2025 Best of Central California Awards!

This recognition is a true testament to the trust of our clients and the dedication of our incredible team. At De Young Mortgage, we believe securing a home loan should feel empowering, not overwhelming. That’s why our award-winning team of experienced Loan Officers works one-on-one with every homebuyer to deliver a personalized, streamlined financing experience, backed by expert guidance and genuine care.

We’re proud to serve as a one-stop financing resource for all homebuyers and homeowners, not just those purchasing a De Young Properties home. Whether you’re buying a resale home, refinancing, or simply exploring your options, our team is here to help you find the right solution for your unique needs.

“This award is especially meaningful because it comes from the people we serve,” said Brandon De Young, President of De Young Mortgage. “It reflects the confidence our clients place in us, and we’re incredibly grateful for their continued trust and support.”

To be voted one of the best by our community means everything to us. Your confidence inspires us each day to continue delivering exceptional service and helping families across the Central Valley turn their dreams of homeownership into reality.

Thank you for making De Young Mortgage a trusted part of your journey home.

The Right Financing For You

 Everyone has a general idea of what price range they can afford. However, when you meet with a De Young Mortgage Loan Officer and communicate your financial portfolio, regardless of its size, most people are pleasantly surprised about just how much house they can actually qualify to purchase.

Contact us today to learn more about:

  • Pre-qualifying
  • Purchasing power
  • Competitive rates & fees

Contact us to get started! Finding the perfect home is only part of building the American Dream – financing it is the other. With years of experience, De Young Mortgage remains committed to providing affordable homeownership. For more details, click here.

 

Over 20 Years of Making Homeownership Dreams a Reality!

Today, we celebrate the start of an incredible journey! 

With a vision to revolutionize the mortgage industry, we set out over 20 years ago to help families achieve the American dream of homeownership. From those early days to now, we’ve been committed to delivering outstanding service and expert guidance, making dreams come true for countless customers. Our passion drives us forward, and we can’t wait to help even more people find their perfect homes. Here’s to the exciting road ahead and all the amazing milestones still to come!

Make your home-buying journey a reality! reach out to De Young Mortgage at 559-420-7868 today! 

Good News for Homebuyers! Why Now is a Good Time to Finance with De Young Mortgage

 

Good News for Homebuyers! Why Now is a Good Time to Finance with De Young Mortgage

Are you dreaming of owning your own home but unsure where to start? De Young Mortgage is here to help! We’re excited to announce our FREE Homebuyer Financing Workshop, “The Roadmap to Financing Your New Home,” on Saturday, June 29, 2024. This event is designed to provide you with important information and tools to make your homeownership dreams a reality.

Good news for homebuyers and borrowers! As inflation slows and the economy cools off, mortgage rates have been slowly inching down, and analysts are now predicting a 100% likelihood the Fed will cut rates in September.

As a result, mortgage rates have begun to fall in anticipation. Lower rates could mean reduced monthly payments, making the American Dream of homeownership a more achievable goal! Now may be the right time to explore your mortgage options and lock in a great rate to purchase your dream home or refinance. Meet with a De Young Mortgage Loan Officer to learn more about how to:

  • Pre-qualifying
  • Purchasing power
  • Competitive rates & fees

 

Contact us to get started! Finding the perfect home is only part of building the American Dream. Financing it is the other. With years of experience, De Young Mortgage remains committed to providing affordable homeownership.

 

Let De Young Mortgage Help YOU!

Since 2012, De Young Mortgage has been helping homeowners in the Madera, Clovis and Fresno area finance the American Dream of homeownership. De Young Mortgage takes pride in being a reliable and reputable mortgage company in the Central Valley, offering a full-range of quality financing options. In addition, De Young Mortgage can offer expertise in lending for a resale purchase of an existing home, refinancing of an existing loan, and financing of new home construction or investment property. Our goal is to make the financing process as simple, convenient and pleasant as possible for all of our clients. To achieve this, we have an experienced staff that are ready to help you.

With over 20 years in the mortgage industry in the Clovis and Fresno area, the De Young Mortgage team will continue to provide vision and direction to carry on the De Young family tradition of innovation and exceptional customer service.

Let De Young Mortgage guide you home! Click here to learn more and to schedule an appointment with a De Young Mortgage Loan Officer.

 

*This is not an offer for extension of credit or the commitment to lend. All loans must satisfy company underwriting guidelines. Information is subject to change at any time and without notice. Jerry De Young, CA Bureau of Real Estate, Real Estate Broker License # 00524649 NMLS Lic. # 293347. De Young Mortgage, Inc. NMLS #1026010. De Young Mortgage, Inc. CA Bureau of Real Estate Real Estate Broker License #01926671.

De Young Mortgage Is Hosting A FREE Homebuyer Financing Workshop – Saturday, June 29!

Join De Young Mortgage’s Free Homebuyer Financing Workshop: Your Guide to Financing Your New Home!

Are you dreaming of owning your own home but unsure where to start? De Young Mortgage is here to help! We’re excited to announce our FREE Homebuyer Financing Workshop, “The Roadmap to Financing Your New Home,” on Saturday, June 29, 2024. This event is designed to provide you with important information and tools to make your homeownership dreams a reality.

SEATING IS LIMITED: RSVP HERE and let us help you unlock the door to your new home!

Event Details:

Date: Saturday, June 29, 2024

Time: 10:00 AM – 12:00 PM

Location: De Young Properties Corporate Office, 677 W Palmdon Ave, Suite 208, Fresno, CA 93704

Why Attend?

Free Snacks & Refreshments: Enjoy a delicious morning snacks assortment and refreshments on us!

Prizes: Each attendee will have a chance to win a $15 Gift Card to Axxis Coffee Bar + Eatery at Tesoro Viejo.

Expert Insights: Gain valuable knowledge from our qualified De Young Mortgage Loan Officers.

Personalized Loan Assessment: Receive a free personalized loan assessment and roadmap to homeownership.

Free Pre-Approval Screening: Benefit from a pre-approval screening without impacting your credit score.

 

Event Topics:

Introduction to Home Ownership: Learn the essentials every homebuyer should know. We’ll cover various loan types including Conventional, FHA, VA, USDA, and NON-QM loans.

Choosing the Right Loan: Discover which loan type suits your needs, whether you’re looking at investment properties or a primary residence. We’ll discuss loan limits, down payment requirements, interest rates, and closing costs.

Qualifying for a Loan: Understand the criteria for loan qualification, including credit scores, co-signers, income requirements, and the cash needed for down payments and closing costs.

Q&A Session: Have your specific questions answered by our expert Loan Officers.

RSVP NOW!

Seating for this free event is limited, so we encourage you to RSVP as soon as possible to secure your spot. This is a unique opportunity to gain the knowledge and confidence you need to navigate the home buying process.

Important Information:

Eligibility: Must be 18 years or older to attend.

Disclaimer: Free pre-approval screening is valid for all attendees and will not negatively impact your credit score. The offer for a free personalized loan assessment is valid for one week from the date of the presentation.

Don’t miss out on this invaluable opportunity to take the first step towards owning your dream home. Join us at De Young Mortgage’s Homebuyer Workshop and start your journey with confidence and clarity.

 

*This is not an offer for extension of credit or the commitment to lend. All loans must satisfy company underwriting guidelines. Information is subject to change at any time and without notice. Jerry De Young, CA Bureau of Real Estate, Real Estate Broker License # 00524649 NMLS Lic. # 293347. De Young Mortgage, Inc. NMLS #1026010. De Young Mortgage, Inc. CA Bureau of Real Estate Real Estate Broker License #01926671.

Conforming Loan Level Increases to $806,500

Conforming Loan Level Increases to $806,500

Updated – 05/06/25

With an ever-changing real estate market, the Federal Housing Finance Agency has once again increased Fannie Mae and Freddie Mac’s loan limits, by offering conforming loans up to $806,500 for a single-family home in the Central Valley. What does this mean? This new limit means some qualifying borrowers may be able to qualify for conventional pricing with lower interest rates rather than relying on a jumbo mortgage, which typically have more stringent criteria. Bottom line, the increase to the maximum conforming loan amount gives purchasers and refinance borrowers expanded access to mortgage credit at lower rates. In terms of raw dollars, this is the biggest leap in the conforming loan limit history, bumping it by more than $75,000.

Here at De Young Mortgage, we see this as an opportunity to assist more clients with a conventional mortgage at lower interest rate. Let one of our dedicated Loan Officer professionals review your income, savings, liquid assets and debt situation then thoroughly review the various mortgage rates and options available to you.

Ready to get started? Click here to complete the online De Young Mortgage Pre-Qualification form today!

 

This is not an offer for extension of credit or the commitment to lend. All loans must satisfy company underwriting guidelines. Information is subject to change at any time and without notice. Jerry De Young, CA Bureau of Real Estate, Real Estate Broker License # 00524649 NMLS Lic. # 293347. De Young Mortgage, Inc. NMLS #1026010. De Young Mortgage, Inc. CA Bureau of Real Estate Real Estate Broker License #01926671.

De Young Mortgage Celebrates 10 Years of Making Homeownership a Reality!

De Young Mortgage is excited to celebrate being in business for 10 years! This last decade approached us quickly, and we’ve enjoyed helping families in California finance the American Dream of home ownership. De Young Mortgage, a local Central Valley home mortgage broker, is a one-stop financing resource for all homebuyers and homeowners, which aims to make the home loan process both simple and satisfying.

Brandon De Young, President of De Young Mortgage

“We are so excited to reach the 10-year milestone for De Young Mortgage! It means a great deal to us to have helped so many families in the Central Valley not only purchase, but finance, their dream homes,” said Brandon De Young, President of De Young Mortgage. “With a home being the most significant purchase of one’s life, we take this responsibility very seriously. To know so many families have trusted our amazing team of professionals to be their financing source is very humbling.”

De Young Mortgage was created in 2003 with the goal to streamline the process of obtaining a home loan – making the experience simple, convenient and as stress-free as possible. Now, 10 years later, De Young Mortgage is expanding to offer its financing resources to the broader community.

“Our loan officers have over 50 years of combined experience in the real estate and financing industries, providing the expertise and high level of service homebuyers want and need. We continue to offer a tailored experience to ensure each customer receives the perfect financing for their unique needs. We’re grateful for the wonderful feedback we have received from our customers throughout the years for our approach and performance,” continued Brandon.

At De Young Mortgage, its team of dedicated professionals are able to help with resale home loans, loan refinancing, home equity lines of credit or home equity loans and more. With a range of great lender partners, the loan products De Young Mortgage offers cover a wide spectrum of customer financing needs.

“We are very proud that our mortgage team has helped families navigate the process of obtaining a loan to achieve the American Dream of home ownership,” said Jerry De Young, CEO and Founder of De Young Mortgage. “De Young Mortgage has financed over 1,500 loans for families in the last decade, a number we are focused on growing in the future.”

With years of combined experience, mixed with our high level of customer service and a home loan process both simple and satisfying, it comes to no surprise that De Young Mortgage was voted no. 1 as Best Mortgage Company in The Fresno Bee Best of Central California 2022 People’s Choice Awards!

Let De Young Mortgage guide you home! Click here to learn more and to schedule an appointment with a De Young Mortgage Loan Officer.

How De Young Mortgage Can Help You

Since 2012, De Young Mortgage has been helping families finance the American Dream of home ownership.

De Young Mortgage is a one-stop financing resource for all homebuyers and homeowners, and not just those looking to purchase a home from De Young Properties.


Our team of professionals makes the home loan process both simple & seamless, whether you’re a first-time buyer or a homebuying pro.

De Young Mortgage Can Help You With:

  • Financing the construction of a new home or investment property
  • Purchasing a resale home
  • Refinancing an existing loan

Let De Young Mortgage guide you home! Click here to learn more and to schedule an appointment with a De Young Mortgage Loan Officer.

De Young Mortgage Is Honored To Be Voted #1 Mortgage Company

De Young Mortgage is proud and excited to announce that we have been voted as the first-place award recipient for Best Mortgage Company in The Fresno Bee Best of Central California, The People’s Choice Awards! The award is an annual honor given to three businesses per category by the Fresno Bee based on votes from the community.

“We are very proud of the invaluable relationships we have built with our clients to be voted the region’s number one mortgage company,” said Brandon De Young, President of De Young Mortgage.

This is De Young Mortgage’s fourth time being recognized as a People’s Choice Award recipient for Best Mortgage Company.

Let De Young Mortgage Guide You Home

De Young Mortgage is a one-stop financing resource for homebuyers and homeowners. Since 2012, De Young Mortgage has been helping homeowners finance the American Dream of home ownership. De Young Mortgage takes pride in being a reliable and reputable mortgage company, offering a full-range of quality financing options including VA, Conventional, FHA, USDA, as well as other additional loan options, and is ready to use their expertise to find the program best suited to the homebuyers needs.

In addition, De Young Mortgage can offer expertise in lending for a resale purchase of an existing home, refinancing of an existing loan, and financing of new home construction or investment property. Their goal is to make the financing process as simple, convenient and pleasant as possible for all clients.

To learn more about De Young Mortgage, visit www.deyoungmortage.com, complete the Mortgage Application Form and a De Young Mortgage Loan Officer will contact you.

This is not an offer for extension of credit or the commitment to lend. All loans must satisfy lender underwriting guidelines. Information is subject to change at any time and without notice.

De Young Mortgage Honored as 2019 People’s Choice Award Recipient!

De Young Mortgage Honored as 2019 People’s Choice Award Recipient!

De Young Mortgage is proud to announce they have been honored with as a Fresno Bee People’s Choice Award recipient for the second time. A Fresno Bee People’s Choice Award recognition is a prestigious annual honor given to three local businesses per category by the Fresno Bee based on votes received from the community. De Young Mortgage is humbled and grateful to the entire the community for their votes in this great honor and for their continued support of the De Young legacy.

“Thank you to the community for this honor. We are grateful to have De Young Mortgage recognized as a top financial resource in Fresno County,” said Brandon De Young, President of De Young Mortgage. “Our team is dedicated to providing quality service and excellent customer experiences. We look forward to continuing to make homeownership a reality for Central Valley residents.”

De Young Mortgage is a one-stop financing resource for homebuyers and homeowners. Since 2012, De Young Mortgage has been helping homeowners finance the American Dream of home ownership. De Young Mortgage takes pride in being a reliable and reputable mortgage company, offering a full-range of quality financing options including Conventional, FHA, USDA, VA and Jumbo loans, as well as other additional loan options, and is ready to use their expertise to find the program best suited to the homebuyers needs.

In addition, De Young Mortgage can offer expertise in lending for a resale purchase of an existing home, refinancing of an existing loan, and financing of new home construction or investment property. Their goal is to make the financing process as simple, convenient and pleasant as possible for all clients.

To learn more about De Young Mortgage, visit www.deyoungmortage.com, complete the Mortgage Application Form and a De Young Mortgage Loan Officer will contact you.

This is not an offer for extension of credit or the commitment to lend. All loans must satisfy company underwriting guidelines. Information is subject to change at any time and without notice.